Category: Uncategorized

Identity theft can be a very scary situation – probably the word [panic] comes to mind. It could be one of those o-my-god moments none of us want to experience, right?  It’s like looking in the mirror one day and wondering where you are. You may want to scream, cry, call 911, break something, or sit in silent shock. You are grieving a loss, but not of a loved one. You just lost – well, a part of yourself.

This is not the end, though. You can cross this valley. Don’t panic. You can overcome identity theft, and – find all of yourself again.  After all, you are the only real you. Take a few minutes to regain your composure; and then, take action to get back what was stolen.

Solutions for Identity Theft

You will most likely need to get out a notepad and start a priority list of online research to do, phone calls to make, & places to go for your specific situation. 

Here are some important actions you may need to take if applicable as you evaluate your situation:

1. Call your bank(s) and credit card company(s) to report, request more information and cancel CC(s), account(s), etc.
   
   
2. Check your credit report(s) online and place a fraud alert. What Are the Three Main Credit Bureaus? (businessinsider.com)
   
   
3. Request an annual free credit report from the 3 primary credit bureaus in the U.S. Experian, Equifax, and TransUnion are currently offering free weekly reports to American Citizens through 2023. https://www.AnnualCreditReport.com
   
   
4. Call Your mobile phone company to report fraud, ask for any possible information or assistance, and change your account/number(s) as necessary.
   
   
5. Contact businesses and government agencies to alert them, find more information, and file reports related to your case.
   
   
6. File a police report and request any helpful information they may be able to offer locally.
   
   
7. Contact professional legal services if you believe you may need their assistance.

If your identity theft is more complex and you need some assistance evaluating details or proceeding, the Federal Trade Commission has a website and informational videos to help Recovering from Identity Theft | Federal Trade Commission – YouTube 

IdentityIQ Protection

If you or your family are victims of identity theft it can be a long walk through the valley of recovery. The National Council on Identity Theft 2023 Identity Theft Facts and Statistics recently reported that fraud cases are up 70% from 2020 to 2023, primarily from imposter scams and online shopping. 

With all the wonders of internet exploration, learning, and lifestyle benefits it can be exciting.  It can also be dangerous. It’s important to learn how to use this online worldwide web safely and protect yourself. 

We are here to assist. IdentityIQ Theft Protection will provide a safety net for you and your family.  Our system monitors any signs of fraud, breaches, and suspicious activity 24/7 on the web and dark web.  Our professional customer service staff are here to let you know you are not alone and to help you resolve problems quickly. 

We also offer up to $1,000,000 in identity theft insurance and other benefits. Find out what those other benefits are and how we can provide protection to help secure your financial future:  https://identitytheftprotection123.com

We hope you will find a smile the next time you look in the mirror, as the stolen you has been recovered and secured!

If you are reading this, you know we are living through unprecedented times of uncertainty. You are searching for security.  As the digital world continues to grow with new technology, so do the risks.  Millions of identities are stolen every year.  Billions of dollars are lost. Identity protection is a priority for many Americans in 2023.  Here are some things you should know.

Identity Theft Statistics

According to the National Council on Identity Theft Protection – credit/debit card, mail, and computer fraud are serious crimes well worth awareness.

These types of crimes have the ability to ruin lives financially and socially. In addition, not knowing the motives of someone who acquires your personal information may lead to harming you physically.   https://identitytheft.org/statistics

* Ten Tips to Protect Your Identity in 2023

Not all situations are the same, so it’s important to do your own research as it applies to you.  Discuss options with respected people & professionals when considering identity theft prevention, protection, insurance, and legal services. 

#1  POP-UP(s) on your computer – It’s always wise to delete or ignore them. They could be spyware or adware with codes to cause you or your computer harm.  Be sure 1^st.  Search for more information before proceeding.

#2   EMAIL – Think twice before clicking links in emails unless you are sure you trust the source.    Don’t send personal information until you validate who you are sending it to.  

#3  BANK RECORDS – Keep up on them after any transaction & don’t store CC’s on websites.

#4  USPS MAIL –  Don’t leave mail in your box overnight and remember to request a hold while on vacation.

#5  CREDIT REPORTS – Check monthly for the suspicious activity you may not be aware of.

#6  MONITOR CRIMINAL RECORDS – Make sure your name isn’t out there anywhere, in bad places.  Do an online search of your name occasionally to see what comes up.

#7  BE CAREFUL OF THE DARK WEB – It can be a dangerous place.  Research it before going there, as it has its own unique rules.

#8  KEEP COPIES – Of all transactions, so if the internet goes down, or important records are lost online, you have a backup.

#9  KNOW WHO TO CALL for Help – It is always a good idea to have contact information available prior to an urgent situation to avoid additional stress.  If your identity is stolen, you will have to take action to set things right. This could include contacting credit bureaus, talking to law enforcement, reporting identity theft to government agencies, and finding legal assistance.

#10  FIND PEACE OF MIND – Safeguard your personal information and take action to avoid becoming a victim of identity theft, before it happens.  Identity Theft — National Crime Prevention Council
(ncpc.org)

IdentityIQ Protection

The best identity theft monitoring in 2023 will help. IdentityIQ can save you time, money, and stress with our professional services. Our up-to-date technical systems will ‘keep watch’ for your security.  We will alert you to compromised identity, suspicious activity, and other possible breaches.  We will also give you a dedicated case manager to walk you through the process of reclaiming and restoring losses, should you encounter an identity theft problem.

If you have your identity stolen, you not only need to know what steps to take, you may need finances for a lawyer and other expenses. When your identity has been compromised, it may be difficult to access money, and you may want coverage. Fortunately, the best identity theft monitoring services include identity insurance.  When you choose IdentityIQ, you’ll have the best – up to $1 million in insurance to help you cover identity theft-related costs like lost wages, legal fees, and reimbursement of stolen money.

You probably don’t want to face identity theft alone. You can choose identity protection with the assistance of professionals who care.  Best wishes for peace of mind and security in 2023.  We are here for you https://Identitytheftprotection123.com   –  find out more

You may be wondering if identity theft protection is necessary. After all, you’re careful with your personal information, and you’ve never been a victim of identity theft before. 

But the fact is identity theft is on the rise. In 2021, the U.S. Federal Trade Commission (FTC) received more than 5.88 million fraud reports, a 19% increase from the previous year! So even if you’re careful, you can’t guarantee that you won’t become a victim of identity theft. 

That’s why it’s important to have an identity protection plan in place. Here are three reasons why.

You’re Probably a Prime Target

Your personal information is valuable. If you have a good credit score, own a home, or make a lot of online purchases, you’re more likely to be targeted by identity thieves. 

An identity protection plan can help detect any suspicious activity and alert you so that you can take action quickly. The best plans offer a combination of features including credit monitoring, dark web surveillance, and fraud alerts. They also provide guidance on what to do if your identity is stolen. 

With an identity protection plan in place, you can rest assured that you’re taking steps to protect your personal information.

Identity Theft Can Be Hard to Spot

Identity theft is a serious problem that can have lasting consequences. Unfortunately, it’s often hard to spot on your own. Criminals are crafty and can create sophisticated scams that are difficult to detect. 

Most of the time, the first sign of fraud or theft is that you’re missing money from your bank account or that your credit card has unfamiliar charges. By then, you’re already a victim, and you’re facing an uphill battle to restore your finances and your privacy. 

That’s why an identity protection plan can be so valuable. It can monitor your accounts for any strange activity and alert you if anything looks out of the ordinary. With an identity protection plan in place, you can have peace of mind knowing that you’re protected from identity theft.

You Can Lose More Than Money

Most people are aware of the financial risks associated with identity theft, but few realize that the consequences can extend far beyond a damaged credit score. 

When an identity thief steals your personal information, they can use it to apply for jobs in your name. This can leave you with a poor work history that is full of positions you never actually held. 

In some cases, identity thieves have even been known to provide stolen personal information to law enforcement when they are arrested for a crime. As a result, the victim of identity theft can end up with legal problems that are completely unrelated to any wrongdoing on their part. 

That’s why it’s so important to have comprehensive identity theft protection in place. By taking steps to protect your personal information, you can help to safeguard your finances, your work history, and your good name.

Get the Identity Theft Protection You Need Today

As you can see, identity theft protection is an important tool to help you maintain your financial and legal integrity. 

Don’t wait until there’s a problem. Sign up for a plan today!

Identity theft is on the rise, and more and more people are looking for ways to protect themselves from it. If you’re one of them, you need to know what features to look for in the best identity theft monitoring services. 

Not all options are created equal, so it’s important to do your research before signing up for anything. In this blog post, we will discuss three features that you should definitely look for in an identity theft monitoring service!

Comprehensive Identity Monitoring

Stealing someone’s identity information can be motivated by many different things – not just credit fraud. Sometimes, identity thieves will use your information to commit other crimes and report that they are you rather than giving their real identity.

That means that without the best identity theft monitoring, you could have a criminal record that doesn’t even belong to you, ranging from shoplifting to robbery to assault.

That’s why it’s important to choose an identity theft monitoring service that provides comprehensive protection. The best services will watch for not only changes in credit but also criminal activity using your identity, changes of address, and any use of your social security number. 

By taking these extra steps, you can help safeguard your personal information and avoid becoming a victim of identity theft.

Identity Restoration Services

If your identity is stolen, you have to take action to set things right. This might include contacting credit bureaus, talking to law enforcement, reporting identity theft to government agencies, and hiring a lawyer.

It’s a lot of work, but the best identity theft monitoring will help. Our IdentityIQ services not only alert you to compromised identity, we also give you a dedicated case manager to walk you through the process of reclaiming your credit and reputation. 

You don’t want to face identity theft alone. Choose identity protection that will help you restore what’s rightfully yours.

Identity Theft Insurance

If you have your identity stolen, you not only need to know what steps to take, you need the money to pay for the lawyer and other professionals who are going to help you. 

When your credit and identity have been compromised, it’s hard to access money, and most people don’t have a large savings account. Fortunately, the best identity theft monitoring services include identity insurance.

When you choose IdentityIQ, you’ll have up to $1 million in insurance to help you cover identity theft-related costs like lost wages, legal fees, and reimbursement of stolen money. Knowing that you have the financial support you need will give you peace of mind that no matter what happens, we’re on your side.

Get the Best Identity Theft Monitoring Today

Now that you have a better understanding of the features to look for in identity theft monitoring, it’s time to take action. The sooner you sign up for monitoring, the sooner you can enjoy peace of mind knowing your personal information is being protected. 

IdentityIQ is one of the best options on the market, with affordable plans and comprehensive coverage. Don’t wait – sign up today!

Identity theft is a serious crime that affects millions of people each year. If you’re not careful, you could be one of them. That’s why it’s important to find the best identity theft protection possible. 

But how do you do that? It can be challenging, but with the right information, it’s definitely doable. In this blog post, we’ll discuss what to look for when choosing identity theft protection and provide some tips on how to make the best decision possible for your needs.

Regular Access to Credit Reports

When it comes to identity theft protection, the right plan can make all the difference. While you can get access to your credit report for free, that only gives you a snapshot of your financial health. 

Instead, look for a plan that offers regular updates, such as a monthly look at your reports. This way, you can catch any suspicious activity early and take steps to protect your hard-earned credit. In addition, many identity theft protection plans also offer tools to help you monitor your credit score and manage your finances. 

For example, IdentityIQ is proud to offer monthly refreshes of your credit report with each bureau every 30 days. With the right plan in place, you can rest assured that your personal information is safe and sound.

Monitoring the Dark Web

The internet is a vast and sprawling place, and most users only ever scratch the surface. 

Beneath the public internet lies the dark web, a hidden side of the internet that can only be accessed by special software. The dark web is a breeding ground for criminals, where stolen personal information is bought and sold with impunity. 

That’s why a top identity theft protection plan must include monitoring of the dark web. By regularly scanning the dark web for your personal information, you can be sure that your identity is safe and sound. And if your information does end up on the dark web, you’ll be able to take steps to mitigate the damage and protect yourself from further theft.

Identity Theft Insurance

If you do find yourself in the unfortunate situation of having your identity stolen, you’ll be surprised at how much time and money it takes to fix the problem. That’s why the best identity theft protection plans offer insurance that can help you recover without damaging your finances further. 

The insurance can cover the cost of things like credit monitoring and identity restoration services, as well as provide you with legal assistance if necessary. At IdentityIQ, we offer $1,000,000 in Identity Theft Insurance and a team of experts who can support you if you find your identity has been stolen.

Get the Right Identity Theft Protection in 2022

Regardless of what the world throws at us in 2022, having comprehensive identity theft protection will be essential. Fortunately, IdentityIQ has got you covered. With our services, you’ll get all the features we mentioned and more.

So don’t wait another day – sign up for IdentityIQ today and sleep soundly knowing your identity is safe and secure.

Identity theft is a serious problem in the United States. In 2021, 42 million people were victims of identity theft and lost a total of $52 billion. It can be very difficult — and expensive — to recover from this type of crime. 

If you are one of the many people who are still wondering if they need to worry about identity theft, the answer is yes – you do! This form of theft can happen to anyone at any time, so it’s important to be proactive and take steps to protect yourself. 

In this blog post, we will discuss the dangers of identity theft and provide some tips on how to protect yourself from becoming a victim.

Identity Theft is Easier Than You Think

While most people are aware of the dangers of identity theft, many do not realize how easy it is for thieves to obtain their personal information. In today’s digital age, our personal information is often scattered across a variety of online platforms. 

From social media to online shopping, we regularly provide our name, address, and other sensitive data to complete a transaction. However, this data is often unsecured, making it easy for identity thieves to gain access.

Once they have your personal information, they can use it to open new credit accounts, file false tax returns, or even rack up medical debt in your name. The financial and legal repercussions of these activities can be significant, and it can take years to recover from the damage. The entire burden of proof is on you — you have to prove you weren’t involved in these activities, and it can be expensive and challenging to do.

The best option is to be diligent with your personal information and protect yourself from identity theft. It’s much easier to prevent than to recover from!

How to Protect Yourself From Identity Theft

One of the best ways to prevent your identity from being stolen is to be proactive about protecting your personal information. That means shredding any documents that contain your Social Security number or other sensitive data, and being careful about what you share online. 

It’s also a good idea to avoid using public Wi-Fi hotspots to access personal accounts since these networks are often unsecured. You should also keep an eye on your credit report for any suspicious activity and consider signing up for a credit monitoring service. By taking these precautions, you can help reduce your risk of becoming a victim of identity theft.

Sign Up For Identity Protection Today

Identity theft is easy for criminals and hard for victims to recover from. That’s why it’s so important to take steps to protect yourself and your identity online. 

One great way to do that is with IdentityIQ. IdentityIQ monitors your identity online 24/7 and notifies you of any suspicious activity, so you can take action quickly if needed. Plus, you get access to their experts who can help you resolve any identity theft issues should they arise. 

So why wait? Get started with identity protection today!

You’re out at a restaurant with your friends. You pull out your phone to pay for your meal and suddenly realize that your bank account has been emptied! How could this have happened? 

In this blog post, we will discuss ways to protect your identity in the future. We will talk about how to keep your information safe, as well as other tips to help you with identity theft protection in 2022. Stay safe out there!

Protect Your Personal Information

Preventing identity theft starts with protecting your personal information. For example, you can shred important documents before throwing them away, and you can create strong passwords for your online accounts. 

Be careful about what you post on social media sites, and only provide your full name, address, and other sensitive information when absolutely necessary. Never give out your Social Security number, credit card number, or bank account information over email or by phone unless you initiated the call.

By taking some simple precautions, you can help to keep your personal information safe and reduce the risk of identity theft.

Get Identity Theft Protection

Victims of identity theft know how difficult it can be to recover their good name and credit. And even if you’re lucky enough to escape unscathed, the experience can be deeply unsettling. That’s why it’s so important to enroll in an identity theft protection program. Identity theft protection in 2022 is essential!

Our SecurePreferred plans monitor your credit report for signs of fraud, alert you to any suspicious activity, and help you quickly resolve any problems that do arise. We also offer dark web monitoring, $1,000,000 in identity theft insurance, and more.

Given the growing risk of identity theft, enrolling in a protection program is a wise investment in your peace of mind.

Be Careful on Public WiFi

The public WiFi available in most coffee shops and libraries, among other places, can be a huge benefit. However, when using public wifi it’s important to take some basic steps to protect your identity and personal information. 

First of all, avoid using sites that require you to enter sensitive information, such as online banking or shopping sites. If you do need to enter sensitive information, make sure that the site is using https://, as this will encrypt your data and make it more difficult for thieves to intercept. 

Additionally, be aware that public wifi networks are often unsecured, which means that anyone on the same network can potentially see what you’re doing. To reduce the risk of someone snooping on your activity, it’s best to use a VPN (virtual private network) when connectiing to public wifi. 

By taking these simple precautions, you can help protect yourself from identity theft and other security risks.

Get Peace of Mind Today

Millions of people fall victim to identity theft every year. Don’t become one of them! Protect yourself by following these simple tips and signing up for identity theft protection in 2022.

With a SecurePreferred plan, you’ll have peace of mind knowing that your personal information is safe and sound. You deserve the peace of mind — sign up today!

It seems like crisis either brings out the best in people… or it brings out the worst. Unfortunately, there has been an increase in scams and identity theft that play on people’s fears about COVID and our new environment and guidelines.

The good news is that many of these scams have the same warning signs that other identity crimes have, so you can watch for these red flags and avoid becoming a victim.

What are some of the most common scams today, and how can you identify them? Let’s take a look.

Threatening You with Jail, a Large Fine, or Criminal Charges

The biggest scam indicator? Someone trying to scare you into revealing information by saying that you are facing jail time, a significant fine, or other legal action. 

Real police do not demand personal information in return for not arresting you.

There are no laws requiring you to share information about your health or vaccine status over the phone or internet, so don’t fall for it!

A Request for a Photo of Your Vaccine Card

Your vaccine card has a lot of personal information on it, and scammers are using this data to steal your identity. Your name, birthdate, address, and other information is available on this card, so you don’t want to post it anywhere online.

You should also ignore any requests to take a photo of your vaccine card and send it to someone. No legitimate business or government agency will request this information.

Remember, any threats of legal action are fake. The authorities do not threaten legal action over the phone.

Offering COVID Testing in Return for Personal Information

If you receive a phone call or email offering you COVID testing or other COVID services in return for personal information, do not respond. Unfortunately, these scammers are targeting Medicare beneficiaries and then using your Medicare information to commit medical identity theft.

If you make an appointment for COVID testing or vaccination online, be sure you are directly accessing the approved testing site’s website. Ignore social media ads and go directly to the pharmacy or provider’s website instead. 

If you receive a call that claims to be from a doctor’s office, thank them for their time and tell the caller that you will call the doctor’s office directly. That way you know for sure that you’re talking to a legitimate person and not a scammer.

An Offer of Government Money

The stimulus checks that the government issued during COVID-19 helped many people make ends meet. Unfortunately, scammers saw this as an opportunity to commit identity theft and steal information from unsuspecting consumers.

If you receive a call that claims to be from the IRS or another government agency asking for your personal information in return for government assistance, do not give the information out. These are scammers.

Keep in mind that as of March of 2022, there is no new stimulus money coming. If things change, any payment will be processed the same as previous checks. You do not need to give out personal information over the phone or online to get your payment.

Stay Safe from Identity Theft

Anytime someone asks you for personal information over the phone or online, you should immediately end the conversation. No government agency or doctor’s office works that way. If you have any concerns, you can always hang up and call the official phone number for that organization to double-check.

Don’t let the fear of COVID scare you into becoming an identity theft victim. And if you’d like more help protecting your identity, contact us today!

The last two years have been incredibly crazy for most Americans and a lot has changed. We’ve definitely entered into a “new normal” that involves a lot more remote work, video meetings, and education happening over the internet.

As a result, it’s more important than ever to make sure you have the best identity theft protection. Thieves stole the identity of 13 million U.S. consumers in 2019, and that number has continued to climb each year since.

Let’s take a look at three reasons you need high-quality identity protection today.

Remote Working and Learning Put You at Risk

It’s no secret that home networks are less secure than corporate or school networks. At home we don’t have IT professionals available to ensure that we’re using security best practices or have the latest updates installed for every software program.

Most of the time, we don’t take the same precautions that companies do, which means that our identity and personal information is at risk. For example, if you’re at a coffee shop paying bills or logging into your bank account, you’re likely to be targeted by identity theft.

When you have high-quality identity theft protection you can rest easy that you will find out quickly if your personal information has been compromised. (Of course, that isn’t an excuse not to take appropriate security measures with your home network and public WiFi!)

Identity Theft Protection Gives You Quick Notice of a Breach

One of the significant dangers of identity theft is that a lot of damage can be done before you find out that there’s a problem. Hackers can take your personal information and sell it to someone who opens credit accounts in your name with a different address or PO Box, using your credit for months or even years before you discover the activity.

The longer it takes you to find out about identity theft, the more money you lose and the harder it is to correct the problem. With the best identity theft protection, you will receive immediate alerts if something changes with a credit bureau, if your information is found on the dark web, or new accounts are opened in your name.

The Best Protection Plans Offer Financial Coverage

It’s great to find out quickly about a breach in your data, but it still costs money to clean up the mess. The best identity theft protection will offer financial coverage to give you additional peace of mind.

For example, SecurePreferred from IdentityIQ includes $1,000,000 of coverage for the primary member if there are out-of-pocket expenses due to identity theft. That extra coverage can mean a lot when it comes to addressing a case of ID theft.

Get the Best Identity Theft Protection Today

Identity theft isn’t something to take lightly, and thieves have more opportunities than ever now that more people are working and attending school remotely. If your identity falls into the wrong hands, how will you know? What will you do to fix it?

Answer those questions by getting the best identity theft protection today. Gain peace of mind as we all adjust to this new, remote-focused world!

As a parent of children on the internet, our first instinct is to protect them and make sure they understand to never give out their name or other personal information to anyone. But, just like in the case of an airplane emergency, the parent actually needs to protect themselves first in order to best protect their children second. This also applies in the case of identity theft protection.

The truth is, with more kids currently being educated through the internet, both adults and children are extra vulnerable to having their identities stolen. More than 1 million children in the U.S. were identity theft victims, resulting in losses of $2.67 billion, according to a child identity fraud study by Javelin Strategy & Research.

No one is too young to be targeted, with two-thirds of the victims under the age of eight. Another 20 percent are eight to 12 years old. It’s important to make sure your identity is protected from criminals and then extend that protection to your children and other family members, so your lives aren’t turned upside down because of identity theft.

Why are children’s identities stolen?

Criminals gravitate towards children’s identities because they know they are less likely to spend their time monitoring their own online activity. Kids are online to communicate with their friends, not check their bank account balance. Criminals can use you or your child’s stolen Social Security number (SSN) and other personal information to open new credit cards and other credit lines, make fraudulent purchases, change your billing address and even obtain a driver’s license in you or your child’s name.

The longer the activity goes undetected, the more is stolen. This criminal activity can negatively affect you and your children’s lives for years. Sometimes the theft isn’t detected until a child turns 18 and wants to begin establishing their own credit.

Keeping everyone’s identity safe

Only share your child’s or your SSN and other identifying information with trustworthy organizations for official purposes, such as school registration. Make sure your child understands to never give out this number or any other personal information such as their address or phone number to anyone. Whenever you do submit personal information, ask how the organization will protect it.

Also inform your kids not to click on links or pop-up advertisements while they are on their phones or doing their homework. Sometimes malware is automatically downloaded onto devices just by clicking on links. Same is true for links inside an email. If you receive a call requesting personal information about you or your child, don’t immediately assume it’s legitimate, assume it’s fraudulent instead. Hang up and call the organization back if you think it is an official phone number. A live person that can identify themselves will answer if it is legitimate.

Shred or burn any documents with you or your child’s personal information before you throw them away or put them in the recycling bin outside.

Monitoring your identity and credit is essential to protecting your family. A credit and identity protection service can help provide you with alerts when your SSN is used, so you can act quickly if your personal information is at risk. In certain plans, you can add your children for family protection.

Whether you’ve already been a victim of identity theft or you want to be proactive about staying safe from fraud, you should always keep updated on your credit activity through the use of the most powerful software available. Remember. The best program does the work for you, so you don’t have to worry or give it a second thought. For more information, visit https://identitytheftprotection123.com/.